Free SME diagnostic tool
Owner Dependency Risk Score
Check how much the business depends on the owner for decisions, approvals, passwords, reports and daily continuity.
Mobile friendlyNo loginPlanning estimatesSri Lanka SME focused
8 core risk questions
Weighted scoring gives more importance to credit, payments, reports and system access.
Pricing and discountsWeight 12%
Who can set prices, approve discounts and explain margin impact?
Supplier orderingWeight 12%
Who knows suppliers, reorder logic and purchase timing?
Customer credit and collectionsWeight 16%
Who controls customer limits, overdue balances and collection actions?
Stock and product knowledgeWeight 10%
Who knows stock movement, substitutes and product details?
Payments and approvalsWeight 15%
Who can approve payments and keep operations moving?
Reports, passwords and system accessWeight 15%
Who can access reports, passwords, backups and admin systems?
SOPs and staff trainingWeight 10%
Are processes documented enough for staff to follow?
Two-week owner absence testWeight 10%
Can the business run for two weeks without the owner?